Our Credit Consulting Guarantee

We will refund all monthly payments if we do not remove/correct more than 50% of all the negatives we work on, from all three major credit bureaus, within six months from the time our services are retained.

In order for the warranty to apply, you must have at least four negatives on the credit report at the time of sign-up and may not have used a credit consulting agency nor attempted to repair his or her credit two years previous to our retainer. Unpaid collections and unpaid charge-offs do not qualify for the warranty.

Client also agrees to send updated reports from each of the three credit bureaus to us within 5 days of receipt.

Updated reports should be received by the client every 15-45 days. It is the client's responsibility to make us aware if updated reports have not been received.

Our Past Success Rates

Just a 20 point FICO increase can mean the difference of tens of thousands dollars in interest paid over the life of an average priced home. We, and our associates, have a proven track record of raising FICO scores quickly and effectively to give our clients better purchasing power.

Average FICO score increase in 6 months: 50 points

There are too many factors that make up the credit score, so it is impossible to give you an accurate prediction of how much your score will increase. Since we do not know for sure which inaccurate items we are going to get removed, it is nothing more than a guess for us to tell our client how much their score will increase.