Mortgage Distress

Are you behind on your mortgage payments? Is your home worth less than you owe? Are you experiencing a financial hardship such as: pay cut, reduction in hours, loss of overtime or bonuses, going through a divorce? Has your business suffered due to the current economic conditions?

There are options! Here at We Build Credit, we have real estate and mortgage experts on site to analyze your current situation in order to provide you with the most accurate and up to date information so you can make an informed decision that best fits you.

Options:

Loan Modification

There are loan options open to you for rate reductions, lowering payments, and even possibly principle reductions. 

Short Sale

Don't foreclose on your home. Instead, come see us about short sales, which offer many options for you. When you do a short sale, you can still qualify for future lending after two years. However, with a foreclosure, you are a minimum four years from qualifying for future lending. We have many years of experience in short sales and we have a high rate of approval.

Forbearance

We can work with your lender to postpone your foreclosure in order to determine what option is best for you and your family.

Call us today for your Free Consultation!